Sure, it would be great if car accidents never happened, but we all know that's a pipe dream. Car accidents happen all the time. There are idiots everywhere trying their best to ruin your day. Well, as many wise men have said, prevention is better than cure! Follow these tips to increase your chances of financial recovery from a car accident.

What are prevention ounces?

First make sure your insurance is up to date. Not knowing that it has expired is not good. No one uses that as an excuse, and the insurance company won't pay if they don't have to! In Missouri, even if you are not at fault, the law limits your financial recovery if you are uninsured. Do not tempt fate and do not complicate your life. Now it is much easier to verify your insurance than if you wanted to have it after something.

What else?

This may go without saying, but it's worth mentioning; drive carefully! Obey all traffic laws. They are there for a reason and it doesn't bother you, even if it seems like it. If you break a traffic law, an accident through no fault of your own can still affect your chances. It sounds reasonable, but we've all seen too many examples of reckless driving.

Not texting or using your phone while driving may seem like a no-brainer, but it happens time and time again. Distracted driving is dangerous driving. Worse, the insurance company will try to get your cell phone records. Yes they can, and yes they will! One phone call or text message at the time of the accident can spell disaster for your car accident claim.

Fasten your seat belt! You may have heard of it before, but always wear your seat belt. They're definitely not here for fashion, so wear them! Not only can they help mitigate or prevent injuries, but if the insurance company finds out that you weren't wearing one at the time of the accident, they will assume that it contributed more to your injury than the party at fault. Breaking up is just a reward!

Never drink and drive! Never drive within the influence. Yes, this also includes marijuana! Just because Missouri has approved it for medical use doesn't mean you can smoke it however you want. Responsible driving saves lives and increases your chances of financial recovery after a car accident. Remember that insurance companies look for an excuse not to pay.

It sounds serious!

It sounds that way because it is. The insurance company may be on your side, but the reality is that they are on your side to save you money. If that means not paying, they will always choose that option. Don't give them ammunition to sink your business; Take it easy and do what you can to increase your chances of recovering from a car accident.

Right decision.

When you're doing repairs, you need every advantage possible. Each compensation coin can mean the difference between a normal recovery and a long and painful one. Follow these tips and get a strong legal team on your side to fight for you.